Its mid-October and that time of year when you can feel Christmas Season is around the corner!
Have you started your Christmas planning?
Yes, planning for Christmas!! This may sound crazy but with only three paydays to go until Christmas – it really isn’t a bad idea to start thinking about your Christmas plans. Making purposeful decisions ahead of time can help avoid the last minute stress of Christmas commitments, fighting the crowds in malls for what is left on the shelf and over-spending traps that can be impossible to resist but leave you struggling in January.